Retirement Planning
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- Defined Contribution Plan
In a defined contribution plan, fixed contributions are paid into an individual account by employers and employees. Money contributed can either be from employee salary deferral or from employer contributions.
- Defined Benefit Plans
A defined benefit plan is a specific type of plan whereby the benefit is defined in advance. The two most common forms of defined benefit plans are flat benefits and unit benefits.
- Annuities
Annuities are a common method to generate income during retirement.
- Nonqualified Deferred Compensation
A non-qualified deferred compensation plan or agreement simply defers the payment of a portion of the employee’s compensation to a future date.
- Individual Retirement Accounts (IRA)
Taxpayers can reduce their taxable income by the amount of their contributions into an individual retirement account.
Financial Services Retirement Planning
Retirement Planning
Retirement planning is the process of determining your goals for a financially secure retirement and developing and implementing strategies to help ensure you achieve them. It involves examining your current financial position and identifying the steps you need to take to reach your goals.
Why Should You Use Dugan & Lopatka?
As CERTIFIED FINANICIAL PLANNERTM Practitioners, we have the knowledge and experience to help you in your retirement planning.
Before your retirement, we will help you examine your retirement objectives and suggest ways to meet those objectives. We can help you develop and implement your retirement planning strategy and meet with you as you need until you retire.
If you want us to go the next step and help you manage your investments, insurance or financial products, you can count on us to provide you with completely impartial advice that meets your needs and goals. Dugan & Lopatka Financial Services LLC was established for those clients that want the integrity and financial prowess of CPAs coupled with world-class investment resources at their disposal.
Why Should You Plan for Your Retirement Today?
Retirement represents the "Golden Years", years where you are suppose to enjoy life unrestricted by jobs and family obligations. Unfortunately, retirement also brings dramatic changes in your "sources of income." Where you once could rely on Social Security to help support you, you now need to support yourself. In short, you need to plan for the future.
- What level of lifestyle are you accustomed to?
- What financial resources will be needed to support that lifestyle?
- Where will the money come from?
- How will you protect your income and assets against inflation?
What about taxes?
Finding the answers to these and other questions is how Dugan & Lopatka helps you.
Dugan & Lopatka Financial Services, LLC104 E. Roosevelt Rd., Wheaton, Illinois 60187Phone: (630) 665-0914Fax: (630) 665-5030
DUGAN & LOPATKA FINANCIAL SERVICES IS NOT AN AFFILIATE COMPANY OF LPL FINANCIAL. SECURITIES AND ADVISORY SERVICES OFFERED THROUGH LPL FINANCIAL, A REGISTERED INVESTMENT ADVISOR, MEMBER FINRA/SIPC.
